I agree - bee-fly (http://en.wikipedia.org/wiki/Bombyliidae).
That fat furry body and what could be a long stright pointy bit at the front make it fairly distinctive.
They usually manage to keep their feet fairly pollen-free, but I'm sure they do pick-up pollen on them from time to time (they feed on flowers). I suspect, however, that what appear to be pale-coloured feet might be a trick of the light - some feet catching the sun/flash-light, the rest being in shadow.
I have watched them busying themselves with violet flowers in beech woods on the North Downs on crisp spring days. I have thought their furry coat must help keep them warm - enabling them to get out and about in the dappled sunshine despite the cool air.
I already had a query about a hover fly which was identified as being a bee fly (a creature I was unaware of) but I cannot now find it. I wonder if the thread has been deleted, or if it was this thread and the previous answers could have been deleted? In any event, I agree this is a bee fly and I guess the feet must have pollen. Being head on the expected proboscis is not at all obvious.