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This is a scorpion fly, Panorpa spp.
Yours is a male: its abdomen ends in what looks like a scorpion's stinger - hence the name 'scorpion fly'.
Neither sex stings. However, the male can pretend to do so!
They have biting mouthparts, but I don't think they nip humans (anybody: tell me if you know otherwise!)
The wing markings vary from species to species, but also within species - meaning there is overlap such that wing markings alone are not a good discriminator of species.
There are three species in the UK (Pp. communis, cognata, germanica), and they are so similar they require expert analysis to ID. Usually...
...Because yours is a male, and you have a good photo showing the necessary part, we can tell exactly which species it is.
By reference to Tim Worfolk's excellent investigations
we can ID yours as Panorpa germanica.
PS. Thanks Tim!